Marine insurance comes in a variety of shapes and sizes – not to mention prices! Your insurance rates will depend on the type of marine vehicle(s) you own or operate, as well as on the condition of the vehicles and how often you use them. Here are some basic options for boat driver and marine cargo insurance:
- Physical injury and property damage liability
- Medical payments
- Comprehensive or collision protection
- Uninsured boater
- Actual cash value or agreed value
- Personal items and fishing equipment
- Fuel spill coverage
- Wreckage or towing removal
If you’re looking to cover a boat or personal watercraft (PWC), Progressive offers marine coverage that promises to cover any or all of the above options for you. This is a growing insurance company that deserves a good look from you.
Allstate also covers boats and other types of marine vehicles. Like Progressive, Allstate offers many different kinds of insurance besides coverage for boats and other water vehicles. Get a free quote from Allstate and compare it to the quote that Progressive gives you.
To find a company that specializes in marine vehicle insurance, look no further than United Marine Underwriters. UMU has free online guides to ship and yacht coverage, and does a good job of explaining what levels of coverage you may need before you decide to insure your watercraft through them. Since their only focus is marine coverage, UMU’s long experience insuring marine operators and vehicles makes it a good choice. Get instant quotes from them and see if this is the best option for you.
