RV Insurance

RV insurance protects recreational vehicle owners against unexpected damage to their RV.  This type of coverage also insures you against theft and vandalism.  Without further ado, here are a few of the best recreational vehicle insurance companies:

First, take a look at Progressive, one of the largest insurance companies.  It can cover your RV very well, because it offers specialized RV coverage to reflect the fact that RVs are special vehicles – whether you own a camper, a trailer or a full-fledged motor home.  Get a free insurance quote online from Progressive and find out if it’s the right insurer for your recreational vehicle.

Another good RV insurer is GMAC Insurance.  This company saves its customers an average of nearly $300 annually on coverage for RVs.  You can get free quotes from their website.  Over 200,000 families cover their RV through GMAC.  Here are some options for your coverage from GMAC:

  • Comprehensive coverage – This will protect you from all kinds of sudden losses, including flood, fire or storm damage.
  • Accessory protection – This includes satellite dishes, television antennas, awnings and other accessories that you might keep on the exterior of your vehicle.
  • Emergency expenditures – Get this option if you travel a great deal.  It will pay for travel costs that you incur if your RV is incapacitated or lost beyond a certain distance from your home (like 50 miles).

Vacation liability – This might cover camping or other extended trips where you park and live in your RV for a while.